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h2{letter-spacing:-.7px;text-align:center;font-size:26px}.choice-panel>p{color:var(--ink-700);text-align:center;margin:6px 0 0;font-size:13px}.choice-cards{grid-template-columns:1fr 1fr;gap:22px;margin-top:20px;display:grid}.choice-card{border:1px solid var(--border);border-radius:var(--radius-sm);grid-template-columns:62px 1fr;gap:14px;padding:18px;display:grid}.choice-card-icon{width:56px;height:56px;color:var(--blue-600);background:#eaf1ff;border-radius:50%;grid-row:1/3;justify-content:center;align-items:center;display:flex}.choice-card--refi .choice-card-icon{color:var(--green-600);background:#e8f7ee}.choice-card h3{margin:4px 0 8px;font-size:17px}.choice-card p{color:var(--ink-700);margin:0;font-size:12px;line-height:1.55}.choice-card .btn-primary{grid-column:1/3;margin-top:1px}.choice-card--refi .btn-primary{background:linear-gradient(135deg,#08a754,#07863f);box-shadow:0 8px 18px #07944733}@media (max-width:760px){.choice-panel-wrap{margin-top:-42px}.choice-panel{padding:22px 16px}.choice-cards{grid-template-columns:1fr}.choice-card{grid-template-columns:52px 1fr}.choice-card-icon{width:48px;height:48px}}.section{padding:36px 0 34px}.section-heading{text-align:center;margin-bottom:0}.section-heading h2{letter-spacing:-.7px;margin:0 0 6px;font-size:26px}.section-heading p{color:var(--ink-700);margin:0;font-size:13px}.steps-panel{border-radius:var(--radius-md);background:linear-gradient(100deg,#f7faff,#edf4ff);margin-top:22px;padding:26px 28px}.steps-grid{grid-template-columns:1fr 28px 1fr 28px 1fr;align-items:center;display:grid}.step-card{text-align:center;position:relative}.steps-arrow{color:#a8b8d1;text-align:center;font-size:28px;font-style:normal}.step-icon-box{width:54px;height:54px;color:var(--blue-600);background:#e5edff;border-radius:50%;justify-content:center;align-items:center;margin:auto;display:flex;position:relative}.step-number{background:var(--blue-600);color:#fff;border-radius:50%;justify-content:center;align-items:center;width:21px;height:21px;font-size:11px;font-weight:700;display:flex;position:absolute;top:-7px;left:21%}.step-card h4{margin:14px 0 8px;font-size:13px;font-weight:700}.step-card p{color:var(--ink-700);max-width:210px;margin:0 auto;font-size:11px;line-height:1.6}@media (max-width:760px){.steps-grid{grid-template-columns:1fr;gap:24px}.steps-arrow{display:none}.step-number{left:28%}}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:26px}.resources{border-top:1px solid var(--border);background:#fff}.preview-grid{grid-template-columns:1.2fr 1fr 1fr;display:grid}.preview-card{border-right:1px solid var(--border);flex-direction:column;padding:28px 26px 34px;display:flex}.preview-grid>.preview-card:first-child{border-left:1px solid var(--border)}.preview-card h3{margin:0 0 5px;font-size:16px}.preview-subtext{color:var(--ink-700);margin:0 0 16px;font-size:11px}.preview-link{text-align:center;color:var(--blue-600);margin-top:20px;font-size:11px;font-weight:700;display:block}.calc-tabs{margin-bottom:12px;display:flex}.calc-tabs>*{background:#f4f7fb;border:none;padding:7px 13px;font-size:9px}.calc-tabs>.active{background:var(--blue-600);color:#fff;border-radius:5px;font-weight:600}.preview-card label{color:var(--ink-950);margin-top:9px;font-size:9px;display:block}.preview-card label input{border:1px solid var(--border);border-radius:4px;width:100%;margin-top:4px;padding:9px;font-size:11px}.calc-tabs>button{cursor:pointer;font-family:inherit}.preview-result{background:#f4f7fb;border-radius:6px;margin-top:12px;padding:10px 12px}.preview-result b{color:var(--navy-950);font-size:20px;display:block}.preview-result span{color:var(--ink-500);font-size:9px}.preview-card>.btn-primary{width:100%;min-height:36px;margin-top:14px;font-size:12px}.preview-disclaimer{color:var(--ink-500);margin-top:7px;font-size:8px;display:block}.preview-rates-table{border-collapse:collapse;border:1px solid var(--border);width:100%;margin-bottom:auto;font-size:10px}.preview-rates-table th,.preview-rates-table td{text-align:left;border-bottom:1px solid var(--border);padding:10px}.preview-rates-table th{color:var(--ink-500);background:#fafcff;font-size:8px;font-weight:600}.preview-faq-list{margin:0;padding:0;list-style:none}.preview-faq-list details{border:1px solid var(--border);margin-bottom:8px;padding:10px 12px;font-size:10px}.preview-faq-list summary{cursor:pointer;font-weight:600}.preview-faq-list p{color:var(--ink-700);margin:0;padding-top:8px}@media (max-width:760px){.preview-grid{grid-template-columns:1fr}.preview-card{border-left:1px solid var(--border);border-right:none;border-bottom:1px solid var(--border)}}.site-footer{background:var(--navy-950);color:#fff;padding:38px 0 22px}.site-footer-top{grid-template-columns:1.5fr .7fr .7fr .55fr;gap:40px;display:grid}.site-footer-brand p{color:#d7e0ef;margin-top:12px;font-size:11px;line-height:1.6}.site-footer-social{gap:10px;margin-top:16px;display:flex}.site-footer-social span{color:#d7e0ef;border:1px solid #fff3;border-radius:50%;justify-content:center;align-items:center;width:30px;height:30px;display:flex}.site-footer-col h4{letter-spacing:.06em;color:#9fb0cc;text-transform:uppercase;margin:4px 0 15px;font-size:10px;font-weight:700}.site-footer-col a{color:#d7e0ef;margin:0 0 12px;font-size:11px;display:block}.site-footer-col a:hover{color:#fff}.equal-housing-badge{text-align:center;border:1px solid #71809d;border-radius:7px;flex-direction:column;justify-content:center;align-items:center;gap:6px;min-height:100px;padding:12px;display:flex}.equal-housing-badge small{color:#d7e0ef;font-size:8px;line-height:1.4}.site-footer-legal{color:#d7e0ef;border-top:1px solid #263a5c;margin-top:26px;padding-top:18px;font-size:9px;line-height:1.45}.site-footer-legal p{margin:3px 0}.site-footer-links{flex-wrap:wrap;gap:18px;margin-top:17px;display:flex}.site-footer-links a{color:#fff}@media (max-width:760px){.site-footer-top{grid-template-columns:1fr 1fr}.site-footer-top>div:first-child{grid-column:1/3}}.page-hero{background:var(--navy-950);color:#fff;padding:58px 0}.page-hero p.hero-eyebrow{margin:0}.page-hero h1{letter-spacing:-1.5px;margin:10px 0 14px;font-size:42px;font-weight:800}.page-hero>.page-shell>p:not(.hero-eyebrow){color:#ccd7e9;max-width:650px;margin:0;font-size:15px;line-height:1.65}@media (max-width:760px){.page-hero{padding:42px 0}.page-hero h1{font-size:34px}}.content-card{border:1px solid var(--border);border-radius:var(--radius-md);box-shadow:var(--shadow-sm);background:#fff;margin:34px auto;padding:32px}@media (max-width:760px){.content-card{padding:22px}}.review-tag{color:#6a5200;background:#fff4cc;border:1px solid #eadb9e;border-radius:5px;margin-bottom:18px;padding:7px 10px;font-size:11px;font-weight:700;display:inline-block}.legal-doc{max-width:850px}.legal-doc h2{margin-top:34px;font-size:22px}.legal-doc h3{margin-top:24px;font-size:16px}.legal-doc p,.legal-doc li{color:var(--ink-700);font-size:13px;line-height:1.75}.legal-doc ul{padding-left:20px}.legal-doc .effective-date{color:var(--ink-500);font-size:12px}.legal-doc form.request-box{margin:18px 0}.two-col{grid-template-columns:1fr .82fr;gap:28px;display:grid}@media (max-width:760px){.two-col{grid-template-columns:1fr}}.mode-tabs{border-radius:var(--radius-sm);background:#eef2f8;gap:6px;margin-bottom:20px;padding:4px;display:flex}.mode-tab{color:var(--ink-500);cursor:pointer;background:0 0;border:none;border-radius:7px;flex:1;padding:10px 12px;font-size:13px;font-weight:600;transition:background .15s,color .15s}.mode-tab:hover{color:var(--ink-950)}.mode-tab--active{color:var(--blue-600);box-shadow:var(--shadow-sm);background:#fff}@media (max-width:480px){.mode-tabs{flex-direction:column}}.field-grid{grid-template-columns:1fr 1fr;gap:16px;display:grid}@media (max-width:760px){.field-grid{grid-template-columns:1fr}}.field{font-size:12px;font-weight:600;display:block}.field input,.field select{border:1px solid var(--border);width:100%;height:48px;color:var(--ink-950);border-radius:7px;margin-top:7px;padding:0 13px;font-size:14px;display:block}.calc-disclaimer{color:var(--ink-500);margin-top:14px;font-size:11px;line-height:1.55}.result-panel{background:var(--navy-950);border-radius:var(--radius-sm);color:#fff;padding:28px}.result-panel small{color:#bfcbe0;font-size:12px}.result-panel strong{letter-spacing:-1px;margin:8px 0;font-size:40px;display:block}.breakdown{border-top:1px solid #294064;margin-top:24px;padding-top:14px}.breakdown div{justify-content:space-between;padding:7px 0;font-size:12px;display:flex}.rate-table{border-collapse:collapse;width:100%}.rate-table th,.rate-table td{text-align:left;border-bottom:1px solid var(--border);padding:16px 14px;font-size:13px}.rate-table th{text-transform:uppercase;letter-spacing:.07em;color:var(--ink-500);background:#f8faff;font-size:10px}.rate-table td:nth-child(2),.rate-table td:nth-child(3){font-weight:700}.notice{border-left:4px solid var(--blue-600);background:#edf4ff;border-radius:5px;margin-top:24px;padding:16px;font-size:12px;line-height:1.6}.rate-benchmark-updated{letter-spacing:.04em;text-transform:uppercase;color:var(--ink-500);margin:0 0 8px;font-size:11px;font-weight:700}.rate-benchmark-grid{grid-template-columns:repeat(2,1fr);gap:16px;display:grid}.rate-benchmark-card{border:1px solid var(--border);border-radius:var(--radius-sm);text-align:center;padding:20px}.rate-benchmark-card h3{color:var(--ink-950);margin:0 0 8px;font-size:13px;font-weight:700}.rate-benchmark-card strong{color:var(--blue-600);letter-spacing:-.02em;font-size:30px;font-weight:800;display:block}.rate-benchmark-card small{color:var(--ink-500);margin-top:4px;font-size:11px;display:block}.rate-benchmark-unavailable{margin-top:0}@media (max-width:520px){.rate-benchmark-grid{grid-template-columns:1fr 1fr;gap:10px}.rate-benchmark-card{padding:14px}.rate-benchmark-card strong{font-size:22px}}.faq-list.content-card{padding:8px 18px}.faq-list details{border:1px solid var(--border);background:#fff;border-radius:9px;margin:12px 0;padding:0 18px}.faq-list summary{cursor:pointer;padding:18px 30px 18px 0;font-size:14px;font-weight:700;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";color:var(--blue-600);font-size:20px;position:absolute;top:18px;right:2px}.faq-list details[open] summary:after{content:"–"}.faq-list p{color:var(--ink-700);margin:0 0 18px;font-size:13px;line-height:1.65}.request-box{border:1px solid var(--border);background:#f9fbff;border-radius:10px;padding:22px}.request-box label{margin-bottom:14px;font-size:12px;font-weight:600;display:block}.request-box input,.request-box textarea,.request-box select{border:1px solid var(--border);width:100%;font-size:13px;font-family:var(--font);border-radius:6px;margin-top:6px;padding:11px}.request-box textarea{min-height:110px}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}