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Mortgage Rates

Review an illustrative product layout and connect with a licensed loan professional for rates based on your property, credit profile, loan purpose, and market conditions.

Updated weekly · Aug 20, 2026

National Weekly Mortgage Rate Averages

30-Year Fixed

6.65%National average

15-Year Fixed

5.95%National average

Source: Freddie Mac Primary Mortgage Market Survey via FRED. These are national market benchmarks, not LoanSurface rate quotes. Your actual rate, APR, points, costs, and eligibility will vary.

ILLUSTRATIVE DATA — CONNECT TO VERIFIED RATE SOURCE BEFORE LAUNCH

Illustrative Rate Table

FHA and VA pricing is not published by FRED. These rows stay illustrative until a verified source is connected.

Loan Program	Interest Rate	APR	Points	Example Term
FHA 30-Year Fixed	Sample	Sample	Sample	360 months
VA 30-Year Fixed	Sample	Sample	Sample	360 months

Rates, APRs, points, payments, and terms shown on the production site must come from a verified and current source. Availability and pricing vary by borrower qualifications, property, occupancy, loan amount, state, and other factors.

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