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Mortgage Rates

Review an illustrative product layout and connect with a licensed loan professional for rates based on your property, credit profile, loan purpose, and market conditions.

Updated weekly · Oct 1, 2026

National Weekly Mortgage Rate Averages

30-Year Fixed

7.28%National average

15-Year Fixed

6.60%National average

Source: Freddie Mac Primary Mortgage Market Survey via FRED. These are national market benchmarks, not LoanSurface rate quotes. Your actual rate, APR, points, costs, and eligibility will vary.

APR AND POINTS ARE ILLUSTRATIVE — NOT YET FROM A VERIFIED SOURCE

Illustrative Rate Table

FHA and VA interest rates below are live from FRED. APR and points aren't published by any FRED series and stay illustrative until a verified source is connected.

Loan Program	Interest Rate	APR	Points	Example Term
FHA 30-Year Fixed	7.10%	Sample	Sample	360 months
VA 30-Year Fixed	7.00%	Sample	Sample	360 months

Rates, APRs, points, payments, and terms shown on the production site must come from a verified and current source. Availability and pricing vary by borrower qualifications, property, occupancy, loan amount, state, and other factors.

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